$99 a claim. The guides are yours for life.
No subscription. You pay for the claim you are making, you name the conditions it covers, and what comes back stays in your account permanently — the same way a file with an advocate would.
GST treatment to be confirmed. Payment handled by Stripe — card details never reach this site.
You are paying for access, not for advice.
Everything in here is public Commonwealth law, free on the Federal Register right now. The difficulty was never access. It is that there are 776 instruments and more than ten thousand factors, and no obvious way to find the handful that are yours.
Make an account
Free. Nothing to pay until you start a claim.
Name the conditions you are claiming
However many you have, at your own pace. Add every one of them before you pay — the list locks the moment the payment goes through.
Pay once, $99
For that claim and every condition in it. Not per condition.
Keep the guides for good
They stay in your account. Come back in two years and they are still there, with the instrument and clause each line came from.
New conditions later are a new claim
Another $99, whenever that happens. Your old guides are unaffected.
What $99 does not buy.
It buys
- Every condition in this claim, not one of them
- Both instruments for each, never just the half that suits
- Factor text word for word, with its clause
- The GARP M tables that could bear on them
- Permanent access to those guides
It does not buy
- Advice on your claim
- Anyone acting for you or contacting the Department
- A prediction of what you will receive
- A decision, an opinion, or a promise
- Conditions you add later — those are a new claim
One claim. One price.
Name what you are claiming, see what governs it, and keep the answer. No clock running, nothing to cancel.